FlexSelect Plan

The comprehensive and affordable retirement savings solution.

Choose from over 1,800 Mutual Funds With Oldham Resource Group - FlexSelect Plan you can select from the most sought after no-load and load-waived Mutual Funds covering every major asset class including  Aggressive Growth, Growth, Growth & Income, Balanced, International, Bond Funds, Money Market Funds, Mid-Cap, Small Company, Specialty Funds, and more.

We work with you to select the most appropriate funds and/or asset allocation models to fit your needs. You can choose from over 250 fund families and move your money between funds at no cost.*

No Up-Front Sales Charges and No Early Redemption Fees
No-load and load-waived mutual funds provide no front-end cost, therefore your entire investment goes to work for you immediately.
Your money is 100% liquid, there is no holding period by which you must stay with the plan. Your money is available to move at anytime.

No Minimum Contribution
There are no minimum contribution requirements, so you can contribute the amount that fits your budget.

Easy-To-Read Consolidated Statements
Each quarter you will receive a detailed consolidated statement showing all of your funds, their performance, and a graphic portfolio summary.

Daily Account Access
All your funds are valued daily.  Log in at www.oldhamresourcegroup.com 24 hours a day.

Loan Provisions
Oldham Resource Group – FlexSelect Plan offers a tax-free loan option, in case early access to your money becomes important such as for college education, home purchase, major expenses, etc.  Loans must be paid back on a regular basis.

Consolidate Current and Older Tax Deferred Investments
You can transfer your existing tax deferred investments into Oldham Resource Group - FlexSelect Plan and consolidate your holdings into one easy-to-track and manage account.


*The Internal Revenue Service considers a mutual fund exchange the sale of one fund and the purchase of another. You will be responsible for capital gains tax on mutual fund gains if you exchange your fund at a profit, just like you would in an outright sale Withdrawals are generally taxed as ordinary income and may be subject to a 10 percent federal income tax penalty if made prior to age 59 ½ . Required Minimum Distributions begin at age 72; or retirement, whichever comes first.

Investments and Securities involve risk. A no-load fund is a Mutual Fund that does not impose a sales charge (or “load”) when you buy or sell shares of that fund – but which typically has other costs, including shareholder fees and annual operating expenses. Mutual Funds are sold only by prospectus, which contains more complete information on expenses and risk factors. Be sure to read the prospectus carefully before deciding whether to invest.